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Insurance Coverage Disputes

We have all heard the expression: “Hope for the best, but plan for the worst.” The truth is that most people and businesses follow that advice. The “plan” is typically an insurance plan that provides a level of security from the unexpected “worst” in life. The “worst” usually takes the form of an unforeseen death or an unexpected assertion of liability by some third party. But what happens when the “worst” occurs, and the insurance company refuses to pay?

We cannot prevent the “worst” in life from happening, however, we can protect our clients’ families and businesses from dealing with the loss of the insurance proceeds to which they are entitled. Our attorneys are experienced in insurance matters, and have spent a great deal of time litigating both for and against insurance companies. Whether it be a subrogation matter or simply an effort to seek payment under the terms of a policy or reinsurance agreement, the lawyers at Setliff Law are committed to providing prompt communication, advice, analysis, and consideration of your claim and needs.

The following are some of our attorneys’ representative engagements:

» Represented various insurance providers in subrogation matters, including those involving automobile policies, maritime/marine policies, and general liability policies.

» Obtained summary judgment in state court against a national insurance carrier in a case involving the spoilage of hundreds of thousands of dollars worth of food, the bankruptcy of the insured, and the refusal of the warehouse liability carrier to pay.

» Obtained liability insurance coverage for a multi-count antitrust conspiracy, unfair competition lawsuit brought against a large Virginia-based health care conglomerate.